Buying Your Home
Your house is not only that special place you call home, but it may also be your largest investment. Today's buyers face an ever changing real estate market as well as a more complex process of purchasing and financing a home. Therefore, it is important for buyers to be represented by a knowledgeable and highly-trained agent. Marion has the expertise and the patience to help you find a home that you love. She will then assist you through the entire purchase transaction from start to finish.
The First Step
Whether you are buying your first home, a move-up home or an investment property, the first step should always be a consultation with a lender. There is an abundance of information on loans and rates on the internet, but it is not a substitute for speaking directly with a lender. In addition, most sellers will not consider an offer from a potential buyer unless a pre-qualification letter from a lender is included with the offer. During the pre-qualifying process, your lender will also help you:
- Determine the price range you can afford;
- Understand the types of loan programs you qualify for;
- Estimate what your monthly payment will be;
- Estimate the down payment and closing costs.
If you do not already have a lender, contact Marion and she will refer you to a few lenders she has worked with and who she knows do a good job.
Finding and Choosing the Right Home
For Marion, finding a home that her buyers love is one of the most rewarding parts of her job. In addition to the price range and specific "must haves", Marion knows that for most people, finding a new place to live is also an emotional experience. It is very important to her that her clients are happy with their purchase.
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